A Revista Cadernos de Cultura e Ciência é de caráter nacional e multidisciplinar, cadastrada com o ISSN 1980-5861.

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How Important Is It?

por Cortez Okeefe (2020-12-09)

Unemployment Equals Business Startup

First off, to the less technical approach to define payroll taxes, let me just say, those are the Federal and State government's equal of a monthly gift that produces over cramps. For the more technical minded, payroll taxes include social security, Medicare, Federal and State withholding. The combination of Medicare and social security is additionally known as FICA. You will also be asked to pay State and Federal Unemployment Taxes, called SUTA and FUTA.

{Back in October 2001, The Loyalty Institute conducted {a special|a unique|a particular|an exclusive} follow-up study {to assess|to evaluate|to gauge} the impact of September 11th on employee commitment. We found a dramatic {increase in|rise in|boost in|surge in} employee commitment {from the|in the|from your|through the} previous measurement {in the spring|early in the year|in the year}. However, at our next regular assessment in March 2002 the increase was gone. Commitment was {back to|to|returning to|time for} where {it had been|it absolutely was|it turned out|it was} {prior to|just before|ahead of|before} September 11th. Were we surprised? Not really.|The objectives {of the|from the|with the|in the} government's approach, {was to|ended up being to|would have been to|ended up being} bail-out institutions deemed "too big {to let|to allow|permit} fail", {such as|for example|including|like} giant {financial institutions|banking institutions|finance institutions|loan companies} and auto companies - {hoping to|looking to|trying to|seeking to} thus sustain general confidence, {which should|that ought to|which will|that will} then stimulate the "profit" or greed motive of citizens (still having {available funds|money handy|funds available} stashed away), to again {invest in|purchase|spend money on|put money into} {the stock market|the stock exchange|trading stocks|stock market trading} {and private|and|and personal} enterprise - eventually {leading to|resulting in|ultimately causing|bringing about} national economic recovery and jobs. The objective {of the|from the|with the|in the} alternate approach {is simple|is straightforward|is easy|is not hard}: spending {the same|exactly the same|the identical|a similar} $s at stores and markets would force immediate "job growth" {and soon|and shortly|and very soon|and very quickly} {lead to|result in|cause|bring about} overall economic recovery. Thus, two dichotomous concepts to curb the US recession - economic recovery by bailing out major, failing institutions; prosperity then "trickling" down, creating jobs {for the|for that|for your|to the} unemployed - {or the|or even the|or perhaps the|or} direct opposite, taking {the same|exactly the same|the identical|a similar} funds, but spending {at the bottom|at the end|in the bottom|towards the bottom}, creating {an immediate|an instantaneous|a sudden|an instant} {need for|requirement for|dependence on|requirement of} worker jobs, from sales clerks to manufacturers, 실업급여 받는법 {which would|which may|which will|which could} lead {the way to|the best way to|how you can|the right way to} general prosperity (such feelings {should be|ought to be|needs to be|must be} easily launched - {every day|every single day|each day|daily} seeming {to be|to become|being|to get} an Xmas shopping "gift-giving-and-receiving day).|Scholars and economists usually categorize technological unemployment {as a|like a|being a|as being a} {form of|type of|kind of|way of} structural unemployment {which is a|the industry|that is a|the} situation symbolized by {lots of people|many individuals|a lot of people|some people} {who have|who've|that have|who may have} skills yet these skills are rendered irrelevant {in a|inside a|in the|in a very} labor market {that has|which has|which includes|containing} jobs requiring specific skills. And when {these people|these folks|these individuals|they will} become jobless {for extended|for longer|longer|for long} durations {of time|of your time|of energy|of your energy}, {chances of|likelihood of|odds of|probability of} securing other {employment opportunities|job opportunities|occupations} grow dimmer.|From automobiles to newspapers, evolutions in technologies, {as well as|in addition to|along with|and also} {changes in|alterations in|modifications in|adjustments to} temperament and taste, are yielding significant and everlasting {changes in|alterations in|modifications in|adjustments to} whole industries, {to include|to incorporate|to add|to feature} seeing {to their|for their|with their|on their} outright elimination. This condition will persist {long after|long afterwards|even after|for a while following} {the current|the present|the existing|the actual}, shorter-term economic troubles have ended, {and for|as well as for|and then for|as well as} many the remedy {will be|is going to be|will probably be|will likely be} found with adaptation; {the ability to|a chance to|the opportunity to|to be able to} recognize, with great foresight, the societal {changes in|alterations in|modifications in|adjustments to} direction and smartly {react to|respond to|reply to|answer} them.|Over the past decade, the {housing market|housing industry|housing marketplace|housing sector} {has been|continues to be|may be|has become} {the greatest|the best|the maximum|the highest} {source of|supply of|way to obtain|method to obtain} economic elation (circa 2002-2007) and sorrow (circa 2007-2012). A problem that I've seen with investments {is when|happens when|occurs when|is the place} people get too hung up {on the|around the|about the|for the} nature {of the|from the|with the|in the} investment. I often tell clients {that your|that the|your|that your particular} money doesn't care {how you|the way you|the method that you|how we} {made it|managed to get|caused it to be|got}. Whether you {invested in|committed to|dedicated to|purchased} stocks or baseball cards, {the only thing|the one thing|the thing|one and only thing} that matters {is whether or not|is if|is actually} {you have|you've|you've got|you might have} more relative dollars (i.e. purchasing power) {in your pocket|in your wallet|on your bottom line|in the bank} or less. I think people get hung up on investments like gold {because it|since it|as it|given it} seems logical: {you can|you are able to|it is possible to|you'll be able to} touch it, {you can|you are able to|it is possible to|you'll be able to} wear it, it's held {demand for|interest in|need for|requirement for} {thousands of years|1000's of years|many thousands of years|millenia}, etc. I think housing {is the same|is identical|is similar|is the identical} thing: {it's a|it is a|it's really a|it's actually a} house, people always {need it|require it|want it|demand it}, people {take care of|look after|care for|manage} it, they {live in|reside in|are now living in|are in} it, {the population|the populace|the people|people} {is always|is definitely|is usually|is obviously} getting bigger, etc.|Perhaps Congress {has a|includes a|features a|carries a} miss guided {view on|take on|approach to|look at} {the job|the task|the work|the position} market, {though the|although the|although|the} unemployment {rate is|minute rates are|rates are} not increasing, {it is not|it's not|it isn't|it's not at all} decreasing either, {so does|the same is true|does} Congress view this {as a|like a|being a|as being a} victory? Nope, I think that statement gives Congress to much credit. The truth is {they just don't|they just do not|they cannot|they never} care! Why should they, these individual's have secured {a position|a situation|a posture|a job} that guarantee's long-term benefits {such as|for example|including|like}: A, {more than|a lot more than|greater than|over}, Comfortable Retirement Package, Continued Health Benefits and No Job Lose {due to|because of|as a result of|on account of} Age {or the|or even the|or perhaps the|or} Economy. Heck, we've even seen, on TV, that some {get paid|receive money|get money|receives a commission} {while sleeping|during sleep|throughout sleep} through conferences {that are|which are|which can be|which might be} addressing National issues.|Shadow inventory {is not|isn't|just isn't|is just not} easily defined. It has different definitions {depending on|based on|according to|determined by} {who is|who's|that is|that's} making {the definition|the meaning|madness}. Standard and Poor's defines {it as|it as being|it|becoming} "outstanding properties whose borrowers are {90 days|3 months|ninety days} {or more|or even more|or maybe more|or higher} delinquent; properties currently or recently in foreclosure; and properties {that are|which are|which can be|which might be} {owned by|of|belonging to} {the lender|the lending company|the financial institution|the bank} but {have not yet been|have yet to be|haven't been} resold, or REO." Simply put, {these are|they are|they're|these are generally} homes {that are|which are|which can be|which might be} {about to|going to|planning to|gonna} {be in|maintain|take|have} foreclosure, in foreclosure, {or just|or simply|or perhaps|or maybe} foreclosed {but not|although not|however, not|and not} yet resold.|Reason for the meltdown - This is exactly what happened {in the|within the|inside the|inside} later {part of the|area of the|section of the|the main} first decade {of the|from the|with the|in the} {21st century|twenty-first century|modern day}, private banks {without any|with no|without the|without} proper supervision of risk {and no|with no|no|with out} interference {from the|in the|from your|through the} public sector were lured into taking massive risks. Massive over valuation of assets by private banks in rich developed economies {led to|resulted in|triggered|generated} a liquidity shortfall {leading to|resulting in|ultimately causing|bringing about} a {credit crunch|recession|market meltdown}. The recession of 2007 {has been|continues to be|may be|has become} compared by many economists {as the|because the|since the|because} worst depression {to have|to possess|to get|to own} occurred {since the|because the|considering that the|since} Great Depression {in the|within the|inside the|inside} 1930`s.|Everything I'm hearing, including from {my wife|my spouse|my partner|my lady}, {is that|is the fact that|is always that|is} retirement accounts {are not|aren't|usually are not|are certainly not} quite {back to|to|returning to|time for} 2008 levels {and certainly|and definitely|and positively} haven't come anywhere near 2008 {plus a|along with a|and also a|including a} reasonable gain. There are, by news accounts, {as many|as numerous|as much|numerous} negative signs {as there are|because there are|with there being|since there are} positive {concerning the|in regards to the|regarding the|with regards to the} recession, unemployment and business growth. If you were {comfortable with|confident with|at ease with|more comfortable with} the pace {of your|of the|of one's|of your respective} retirement {growth in|development in|rise in|increase in} 2007 {and you're|and you are|and you're simply|and you are clearly} still {comfortable with|confident with|at ease with|more comfortable with} it, {you had|you'd|you needed|you possessed} {a lot more|much more|far more|additional} money {than the|compared to|compared to the|as opposed to} {average person|person with average skills|inexperienced} {to work with|to utilize|to do business with|to use}.|The National Retail Federation reports that consumer spending this holiday {is at|reaches|are at|is a} a five year low. The fact that {the hottest|the greatest|the latest|the most popular} toy {of this|of the|with this|on this} {holiday season|holidays|winter holiday|christmas season} is under $10 {is among the|is probably the|is one of the|is just about the} indicators {that people|that individuals|that folks|that men and women} are {spending less|being economical|cutting back|conserving money} {than in|compared to|in comparison to|when compared to} years past. Spending on Black Friday {and online|an internet-based|and internet based|and internet-based} {is up|expires|comes to an end|increased} slightly {this year|this season|this coming year|in 2010} over last, {but many|however, many|but some|but a majority of} analysts believe consumers {may be|might be|could be|could possibly be} {holding out|ready|patiently waiting|longing} for better deals. To this end, retailers are {preparing for|get yourself ready for|getting ready for|be prepared for} a {so called|what are known as|so named|what are named as} Super Saturday, hoping shoppers {will come|can come|should come|arrive} {out in|in|outside in} force {the last|the final|the past|the very last} Saturday before Christmas.|Of what use is {a policy|an insurance policy|an insurance plan|a plan} {when it|if this|in the event it|if it} doesn't {provide you|supply you|give you|offer you} suitable coverage {when you|whenever you|once you|if you} badly need money. Accident, sickness, unemployment or redundancies {are the|would be the|will be the|include the} circumstances {under which|to which|this agreement} {you can make|you may make|you possibly can make|you can create} {a claim|claims|an insurance claim|an incident} for disruption {of income|of greenbacks|of revenue} flow. But, {were you|had you been|have you been} told {that a|that the|a|which a} {self employed|self-employed|independantly employed|one-man shop} {person is|body's|individual is} not {eligible for|entitled to|qualified to receive|qualified to apply for} such schemes. You may be running {your own|your personal|your own personal|your individual} enterprise and were {made to|designed to|built to|created to} {believe that|think that|feel that|believe} {in case of|in the event of|in case there is|in the case of} {an accident|any sort of accident|a major accident|a car accident} and sickness, your {insurance company|insurance provider|insurance carrier|insurer} {will pay|pays|can pay|will probably pay} {you a|a|that you simply|which you} {portion of|part of|percentage of|area of} {your income|your earnings|your revenue|your wages}. This is not true, as no payment protection policy covers a {self employed|self-employed|independantly employed|one-man shop} or unemployed person.|Come on people lets change our mindset, {instead of|rather than|as opposed to|as an alternative to} thinking {those things|those activities|those ideas|those actions} start thinking {this way|by doing this|in this way|using this method} "How can I afford it", {maybe you|you may|perhaps you|you could possibly} {can start|can begin|may start|will start} a hamburger stand or {have a|possess a|use a|have a very} yard sale. Think {everything is|things are|it is all totally|things are all} a risk, {life is|every day life is|life's|our life is} a risk {so how|just how|now how|so, just how} can I {do this|do that|try this|make this happen}. Never say {you can't|you cannot|you can not|you simply can't} {do something|make a move|take action|take a step} or its to hard, instead "How can I learn, {what do|exactly what do|what can|so what can} I need to do." Thinking {this way|by doing this|in this way|using this method} will encourage {you to|you to definitely|one to|that you} {take control of your|moderate your|overcome your|dictate your} life and future. Our economy needs {us all|all of us|people|everyone} {making more|generating|increasing} money {so that|to ensure that|in order that|to ensure} {we can|we are able to|we could|we can easily} spend more money. Come on people lets join together and stand together {instead of|rather than|as opposed to|as an alternative to} waiting and hoping that something {will come|can come|should come|arrive} around our way. Make it happen, {you can do it|it can be done|it is possible|you can accomplish it}, {we all|all of us|most of us|many of us} {can do|can perform|are capable of doing|are able to do} it. Lets {make a difference|really make a difference|make any difference|change lives} by standing together, {we all|all of us|most of us|many of us} heard {the phrase|the saying|the words|the idea of} "Two heads {are better than|are superior to|can be better than} one."|Certainly, {when it comes to|with regards to|in terms of|in relation to} getting loan approval, meeting the set criteria and proving {an ability|the capability|the power|the skills} {to repay|to settle|to pay back|to} overrides any {poor credit rating|bad credit score|a bad credit score}. The obvious {factor that|component that|ingredient that} lenders {look for|search for|try to find|seek out} {is a|is really a|can be a|is often a} reliable {source of income|income source|revenue stream}, but an unemployed applicant {is not able to|can't|struggles to|cannot} supply such assurance. Yet, {even with|despite|despite having|in spite of} no job, approval {is possible|can be done|is achievable|may be possible}.|Brands {are a lot|are much|are many|greater level of} like bread - fresh brands {are more|tend to be more|will be more|tend to be} {in demand|sought after|popular|widely used} {and bring|and produce|and convey|and provide} {in more|in additional|in} money than brands {that are|which are|which can be|which might be} old and stale. People who achieve meaningful and long-term success personally and professionally {understand the|comprehend the|view the|see the} critical {importance of|need for|significance of|significance about} staying fresh. You can't just land your newly developed personal brand today, {put it on|use it|wear it|don it} a shelf and expect it {to carry|to hold|to transport|to handle} you throughout {your career|your job|your work} and life {while you|when you|as you|whilst you} {sit back|relax|settle-back|settle back} and reap its rewards.|He indicated {to me|in my experience|if you ask me|in my opinion} {that we|that people|that individuals|we} needed job creation {and a|along with a|plus a|as well as a} market, and asked {how we|the way we|the way you} should {proceed to|go to|go on to|check out} {create a|produce a|develop a|build a} market {in time|over time|with time|soon enough} {to prevent|to avoid|to stop|in order to avoid} the critical {problem with|trouble with|downside to|challenge with} unemployment. I just laughed {at the|in the|on the|with the} naivety, I mean really now? So, when {he said|he explained|he was quoted saying} "We {need to|have to|must|should}..." I said; "WE, {well then|well|well listen}, {if you|should you|in the event you|in case you} mean the Government, {then perhaps|remodel which will|restoration|may} you missed some economic classes {along the way|on the way|as you go along|in the process}. The government {does not|doesn't|will not|won't} create private sector jobs, entrepreneurs and free-markets do.|Under Pennsylvania Unemployment Compensation Law, {if one is|if your are|you are|if you're} {an independent|a completely independent|an unbiased|an impartial} contractor, {then one|the other|and another|and the other} {is considered to be|is regarded as|is recognized as} self-employed. Although the statute defines neither independent contractor nor self-employment, the statute does define "employment" essentially as follows: " [s]ervices performed by {an individual|a person|someone|somebody} for wages {shall be|will be|will probably be|should be} deemed {to be|to become|being|to get} employment {subject to|susceptible to|at the mercy of|be subject to} this act". 43 P.S. A� 753 (l)(2)(B). The statute continues, establishing basic guidelines {as to what|in regards to what|about what} employment {is not|isn't|just isn't|is just not}: "[one is deemed employed] unless and until {it is|it's|it really is|it can be} {shown to|proven to|consideration to} the satisfaction {of the|from the|with the|in the} department that--(a) such individual {has been|continues to be|may be|has become} {and will|and can|and definately will|and may} continue {to be|to become|being|to get} {free from|free of|clear of|totally free of} control or direction {over the|within the|on the|in the} performance {of such|of these|for these|of which} services both {under the|underneath the|beneath the|within the} {contract for|agreement for|seek|get} service {and in fact|and actually|and in reality}; and (b) {as to|regarding|concerning|about} such services such individual is customarily engaged in an independently established trade, occupation, profession or business. 43 P.S. A� 753 (l)(2)(B).|When you have lost your job, {it does not|it doesn't|this doesn't|no} {mean that|imply that|signify|imply} {you can|you are able to|it is possible to|you'll be able to} {stop paying|end payment|quit paying} {to your|for your|in your|for a} creditors {because if|if|as if|just like} {you did|you probably did|learn about|in college} {so you|which means you|so that you|and that means you} {will end up|find yourself|can become|can be} with massive credit {which will be|which is|that is|which is to be} {very difficult to|tough to|hard to} recover. It will {create a|produce a|develop a|build a} very bad impression {on your|in your|on your own|on the} {credit reports|credit history|credit file|credit report} {and you will be|and you'll be|and will also be|and are} {unable to|not able to|struggling to|can not} get good jobs because many interviewers {check the|look into the|look at the|confirm the} {credit history|credit rating|credit score|credit ranking} {of their|of the|of these|with their} candidates {to see if|to ascertain if|to find out if} {they are|they're|they may be|these are} capable enough {to handle|to deal with|to take care of|to address} {high pressure|ruthless|questionable|underhand} situations.|People {are taking|take|consider} {pretty much|virtually|just about|basically} anything {they can|they are able to|they could|they're able to} {just to|simply to|in order to|only to} {pay the bills|settle the debts|settle the bills} {right now|at this time|today|right this moment}. Even {those with|individuals with|people that have|those that have} {a college|a university|an excellent|a higher} degree {are taking|take|consider} jobs way below {what they|the things they|whatever they|what you} had envisioned taking {with a|having a|using a|which has a} {four year|4 year|college} {college degree|degree|college diploma}. That doesn't mean {you shouldn't|you should not|you mustn't|you must not} constantly be looking {for a|for any|to get a|for the} better job. But it does {make it|allow it to be|ensure it is|help it become} tricky {to do|to complete|to accomplish|to perform} {a job|employment|work|a career} {search around|look at different companies|investigate different lenders|shop around} a full time job without {looking like|appearing like|resembling|giving the impression of} {you are seeking|you are searching for|you are looking for} {to move|to maneuver|to go|to advance} {on to|onto|to|on} something better.|The only thing {that most|that many|that a lot of|that a majority of} American consumers concern themselves about {from day to day|every day|daily}, {is how|is when|is the place|is the place where} these costs impact them. Is their cost of living {going up|rising|increasing|getting larger}, staying {the same|exactly the same|the identical|a similar}, or {going down|heading down|taking|continuing to fall}. I have not met anyone recently {that has|which has|which includes|containing} {told me|explained|informed me|said} {that he|he|which he|that they} feels that {things are|situations are|the situation is|everything is} costing him less. At the supermarket, manufacturers continuing their clever "game" of effectively raising prices {by keeping|by continuing to keep|by maintaining|keeping} prices {the same|exactly the same|the identical|a similar} but {reducing the|lowering the|decreasing the} package size. Shouldn't pricing {be considered|be looked at|be regarded as|be regarded} {for these|of these|because of these|of those} cost of living indexes {the way the|how a|what sort of|how the} unit {pricing is|prices are|cost is} {required by|essental to|necessary for} {a lot of|lots of|plenty of|a great deal of} states, {that is|that's|which is|that is certainly}, by showing {the cost|the price|the fee|the charge} per ounce, or per serving? Most of us have observed increased costs in milk, most meats, fowl, fish, cans of soda, bottles of soda, etc. Yet, {we are|we're|we have been|were} being told {that there is|that there's|that there are|there's} no or little inflation.|First and foremost, {there are no|there aren't any|there isn't any|there won't be any} quick {solutions to|methods to|answers to|ways of} {such a|this type of|this kind of|a real} massive problem, nor {is there a|it is possible to|what is the} magic wand {that we|that people|that individuals|we} can wave to stabilize the national and global economy. 'Abra-Cadabra, bring us back our jobs, our homes and Hocus Pocus... restore our financial well being!' No, sadly {it doesn't|it does not|it won't|this doesn't happen} work {that way|this way|like that|doing this}.|First thing first, {you must|you have to|you need to|you should} go {straight to|right to|directly to|straight away to} {your local|the local|your neighborhood|any local} unemployment agency {to register|to join up|to subscribe|to join up to} {with them|together|using them|with these}. At the same time, {you may also|you may even|it's also possible to|you can even} apply online for unemployment benefits. Whichever way {you choose|you select|you decide on|you ultimately choose}, getting in touch them {is the|may be the|will be the|could be the} {first thing|very first thing|initial thing|right off the bat} {you need to do|you must do|you have to do|you should do}. The unemployment agency provides monetary {assistance to|help|assist with|be an aid to} {those who|people who|those that|people that} meet their conditions {and also|as well as|and in addition|plus} {help you|assist you to|enable you to|allow you to} {look for|search for|try to find|seek out} another job.|The government {could not|couldn't|cannot|can't} let large {financial institutions|banking institutions|finance institutions|loan companies} fail, {even if|even when|even though|regardless of whether} {what they|the things they|whatever they|what you} were doing was irresponsible. Detroit auto makers {could not|couldn't|cannot|can't} fail, {even if|even when|even though|regardless of whether} {they were|these were|these folks were|we were holding} wasteful and paid enormous sums {to their|for their|with their|on their} workforce {in the way of|when it comes to|in the form of|with respect to} overtime, $100,000 seems over {paid for|taken care of|covered|purchased} a forklift driver. The government {could not|couldn't|cannot|can't} let Fannie Mae and Freddie Mac fail, {even though the|although the|although|however the} homes were {being sold|for sale|offered|on the market} {to people|to individuals|to the people|to folks} that {could not|couldn't|cannot|can't} afford them.|Though once {thought of as|regarded as|looked at as|often considered as} {a scam|a gimmick|useless} by many, {online surveys|web surveys|internet surveys|surveys online} are quickly being {seen as a|seen as an|seen as|described as} legitimate and viable {way of|method of|means of|strategy for} earning {extra income|extra money|more income|more money} {from home|at home|from your home|from your own home}. Businesses need marketing information {to help them|to assist them to|to assist them|to enable them to} sell {their products|many|their goods|a few}, {and they are|and they're|plus they are|and they are generally} {willing to|prepared to|ready to|happy to} compensate you {for it|for this|because of it|correctly}. Most {paid surveys|paid surveys online|paid survey programs} {will pay|pays|can pay|will probably pay} between $1-8 per survey and {range between|range from|cover anything from} 5-20 minutes {in length|long|in total}. If you calculate the hourly rate, {its not|it is not|it isn't|it's just not} bad money {for just|just for|for only|for} {working at home|working from home|work at home|home jobs} {when you|whenever you|once you|if you} feel like it.|While starting {your own|your personal|your own personal|your individual} business {can lead to|can result in|can cause|can bring about} greater freedom {and the|and also the|as well as the|along with the} {chance to|opportunity to|possiblity to|possibility to} {make more money|earn more money|earn more income|bring in more money} than {you did|you probably did|learn about|in college} {as a|like a|being a|as being a} worker drone {in the|within the|inside the|inside} collective, many {new business|start up business|new company|home based business} opportunities {are nothing|aren't anything|are not} {more than a|greater than a|higher than a|greater} fraud, selfish shams stealing money {from the|in the|from your|through the} desperate. Many other {business opportunities|work at home opportunities|online business offerings|work from home opportunities}, which seem {good at|proficient at|great at|efficient at} {the beginning|the start|first|a symptom}, quickly {leave you|make you|add|give you} burdened {as an|being an|as a possible|just as one} hourly slave (think {retail stores|stores|shops|retailers}) or {at the|in the|on the|with the} mercy or economic tides that {ebb and flow|adapt|change}. Who wants to own {a business|a company|a small business|an enterprise} {they cannot|they can't|they can not|they won't} control.|Unfortunately, {the general|the overall|the typical|the} consensus {is that|is the fact that|is always that|is} finding {an unsecured loan|a personal unsecured loan|easy} {when you are|when you're|if you are|when you find yourself} unemployed {is impossible|doesn't seem possible|is not possible}. With no job {to support|to aid|to guide|to compliment} repayment {and no|with no|no|with out} collateral to {fall back on|select from|choose instead}, {who would|who'd|who does|who} {lend to|give loan to|give loans to} an unemployed person? Well, {there are|you will find|you can find|you'll find} {in fact|actually|in reality|the truth is} {those who|people who|those that|people that} will. Unsecured loans {are available for|are for sale to|are around for|are for sale for} the unemployed {as a means|as a way|as a method|as a technique} {to help them|to assist them to|to assist them|to enable them to} get back on their feet

{In my arrogance, I simply refused {to accept|to simply accept|to just accept|to take} {that someone|that somebody|that a person|a thief} "did" something {to me|in my experience|if you ask me|in my opinion}. I accepted {the facts|the reality|the important points|information} {in the|within the|inside the|inside} situation, but, {in my mind|i believe|over the internet}, I was too talented, too skilled (too arrogant) {to accept|to simply accept|to just accept|to take} that their actions held me back or impeded my progress {in any way|by any means|at all|the slightest bit}. As a result, forgiveness {started out|began|started off|commenced} as my {way of|method of|means of|strategy for} telling {the world|the planet|the entire world|the globe}, "You didn't get me so I'm going to {let you|allow you to|enable you to|permit you to} off the hook."|Apparently it could not find FREEDOM {in the|within the|inside the|inside} land {of the|from the|with the|in the} FREE. So why not {look for a|locate a|choose a|get a} place were workers {were not|weren't|are not|just weren't} free ({but they|however they|nevertheless they|nonetheless they} sure were cheap) and business had almost total freedom, i.e., it had none {of the|from the|with the|in the} hurtful restrictions {found in|present in|seen in|within} America, {especially if you|particularly if you|specifically if you|particularly if} greased {the right|the best|the proper|the correct} foreign politician's hand. Hmm, where would American Business go?|In many cases, {you can|you are able to|it is possible to|you'll be able to} collect unemployment benefits {for longer than|for over|more than|for more than} {the standard|the conventional|the typical|the common} 26 weeks. In times of high unemployment, extensions {are common|are typical|are normal|are routine}. However, the length of your extension {will depend on|is determined by|depends on|is dependent upon} {the current|the present|the existing|the actual} unemployment rate in your state. The higher {it is|it's|it really is|it can be}, the longer extension {you may|you might|you could|you could possibly} {qualify for|be eligible for a|be eligible for|be entitled to}.|Engineering field {offers you|provides you with|gives you|will give you} {a wide range of|an array of|many|a variety of} specific fields {you can study|one can learn|learn} and {specialize in|focus on|concentrate on|are experts in}. {the only|the only real|the sole|the one} specialization {required to|necessary to|needed to|forced to} {get a|obtain a|get yourself a|have a} decent job in engineering is bachelor's degree. The fields {you can study|one can learn|learn} are electronics, electrical, {computer hardware|computing devices|computer systems|computers}, environmental, nuclear, petroleum, {and many others|and many more|and others|or anything else}.|Not long ago, I was discussing this {with an|by having an|having an|with the} {individual who|individual that|person that|one that} was {looking to buy|looking to purchase|thinking of buying|thinking about buying} {a business|a company|a small business|an enterprise}, {and he|and that he|and the man|anf the husband} was trying to find {a business|a company|a small business|an enterprise} {where the|in which the|the location where the|the place that the} owner would do financing, {and he|and that he|and the man|anf the husband} wouldn't {have to|need to|must|ought to} put {very much|greatly|quite definitely|a lot} money down, or {try to|attempt to|make an effort to|try and} bother qualifying {for a loan|for a financial loan|to borrow money|to borrow}. He {told me|explained|informed me|said} {that he|he|which he|that they} was; "Looking primarily for owner financing {for the majority of|for almost all|for most|for some} {the cost|the price|the fee|the charge}."|Accident, sickness and unemployment {are the|would be the|will be the|include the} eventualities {which may|which might|which can|that might} {put you in|place you in|generate} {a state|a situation|circumstances} {of financial|of monetary|of economic} despair. You are unable to handle the financial expenses {in an emergency|in desperate situations|to pull up quickly|for unexpected expenses} {medical condition|medical problem|condition|problem}. If an unemployment cover {is in|is within|is at|is} place, your hospitalization charges {can be|could be|may be|might be} covered by the policy provider. Besides this, {you can make|you may make|you possibly can make|you can create} {use of the|utilisation of the|technique|standby time with the} compensatory income {you earn|you get|you cash in on} {on your|in your|on your own|on the} grocery bills, {mortgage payments|mortgage repayments|home loan repayments} or {credit card bills|credit card debt|credit cards|unpaid bills}. Life won't {come to|arrived at|arrive at|visit} a standstill, {if you are|if you're|in case you are|should you be} {well prepared|ready|geared up|organized} {for an|to have an|with an|on an} eventuality. Hence, getting prepared for a secured future is indispensable.|The criteria in receiving unemployment pay are "actively {looking for|searching for|trying to find|seeking} work" or "suitable work" {and going|on and on|all night} {to school|to college|university|to varsity} just trumped both clauses. You {can't be|can not be|cannot be|is not} {looking for|searching for|trying to find|seeking} a {new job|job|new position} {if you|should you|in the event you|in case you} {going to|likely to|planning to|gonna} class, {can you|are you able to|is it possible to|could you}? And you {can't be|can not be|cannot be|is not} {suitable for|ideal for|suited to|well suited for} work either, {if you|should you|in the event you|in case you} are a student. Although you would {think that|believe that|feel that|believe} all state governments will recognize {the effort|your time and effort|the time and effort|the trouble} {of the|from the|with the|in the} claimant to reclaim his dignity by {trying to|attempting to|wanting to|looking to} carve {a new career|a new job|a new path} path {but the|however the|nevertheless the|though the} bureaucracy just {doesn't work|fails|does not work properly|does not work} {that way|this way|like that|doing this}.|Few years ago South Korea announced {that it|it|which it|who's} had over $100b {to invest in|to purchase|to buy|to get} foreign countries: but {nearly all|almost all|virtually all|the majority of} African countries {are in|have been in|will be in|come in} one {form of|type of|kind of|way of} debt {or the|or even the|or perhaps the|or} other. As {some of these|a few of these|many of these|some} countries {continue to|still|always|carry on and} industrialize, unemployment rate in Africa {also increase|may also increase|can also increase|could also increase} correspondingly {due to|because of|as a result of|on account of} our overdependence on imported goods. Other continents {are doing|do|are going to do|are performing} everything humanly possible to encourage inventors {but in|however in|in|but also in} this {part of the world|world|place in the world} {the moment|as soon as|the minute|the second} {you come up with|generate|publish} anything new {you become|you feel|you then become|you in turn become} {the object|the item|the thing} of envy and malice; {you are|you're|you might be|you happen to be} intentionally maligned {instead of|rather than|as opposed to|as an alternative to} being {encouraged to|asked to|inspired to} {improve on|enhance|make improvements to} what you've invented. We would rather buy imported, low-quality goods expensively than patronize those {made in|produced in|manufactured in|stated in} {our own|our very own|our personal|your own} countries. By so doing we create more employment for foreign countries but wallow in abject poverty, unemployment and self pity. Of all African countries only South Africa is industrialized. The question {now is|now's|now could be|might be} what has happened {to the|towards the|for the|on the} rest {over 50|50 plus|50} countries in Africa? Are they jinxed?|Take the employee/friend off {into a|right into a|in to a|in a} room {where you|in which you|in places you|that you} {cannot be|can't be|can not be|is not} interrupted, {and stay|and remain|and turn into|and grow} calm. Offer a drink (preferably alcoholic, {but since|consider|but as|speculate} {you are|you're|you might be|you happen to be} {at work|at the office|at the job|in the office}, {you probably|you most likely|you almost certainly|it is likely you} shouldn't), and {sit down|take a seat|sit back|take a moment}. Do not take a drink for yourself-your hands {will be|is going to be|will probably be|will likely be} occupied, {but the|however the|nevertheless the|though the} drink {will give|can give|gives|will offer} them something to occupy their hands.|Gas {prices are|costs are|price is|cost is} constantly fluctuating, {yet the|the|however the} pattern {is that|is the fact that|is always that|is} prices {go up|increase|rise|climb}. About the only thing {that has|which has|which includes|containing} not kept pace {with these|with one of these|using these|with your} increases is average wages. Many {workers are|personnel are|staff is} being {paid for|taken care of|covered|purchased} fewer hours, {while others|while some|although some|and some} {have been|happen to be|are already|are actually} {laid off|let go|fired}. The unemployment rate statistically {is about|is all about|is approximately|is around} 9.5%, but realistically {is more|is much more|is a lot more|is a bit more} than 15%. Many Americans {are either|are generally|can be} under-employed or unemployed, {and this|which|and also this|this also} {has been|continues to be|may be|has become} {going on|happening|taking place|occurring} for {so long|such a long time|so very long|way too long}, that, {for many|for a lot of|for most|for several}, unemployment benefits are expiring. If these people's benefits {run out|go out|come to an end|be used up}, {the statistics|the data|the information|facts} {will show|can have|will demonstrate} {a lower|a lesser|less|a reduced} unemployment rate, {because the|since the|as the|for the reason that} official statistics {does not|doesn't|will not|won't} count people not collecting benefits. It also {does not|doesn't|will not|won't} count {individuals who|those who|people who|folks who} owned {small businesses|smaller businesses|small enterprises|small business owners}, {that had|which had|which in fact had|that have} {to go|to visit|to look|to travel} {out of business|bankrupt|broke}, because {owners of|those who own|people who just love} {these types of|these kinds of|these kind of|most of these} businesses are generally not {eligible for|entitled to|qualified to receive|qualified to apply for} unemployment,|Everyone wants financial security, that's {precisely why|the key reason why|why|the reason} we go to work. Even though {you're not|you aren't|you are not|you just aren't} secure, {you still|you'll still|you will still|you continue to} go {and put|and set|and place|and hang} {up with|track of|on top of|with} office politics, {long hours|extended hours|extended stays}, low pay and crappy boss's. If you can {put all|invest|place all} that effort {into a|right into a|in to a|in a} job or company {you don't|you do not|you never|that you do not} like, think {what you could|what you might|what you are able|whatever you can} achieve {working for yourself|having your own business|being self-employed}.|Even so, don't {assume that|think that|believe that|feel that} {your company|your organization|your business|your small business} {will come|can come|should come|arrive} calling - {they may|they might|they could|they will often} not {realize that|understand that|recognize that|know that} {you're still|you are always|yourrrre still} {on the market|available on the market|in the marketplace|out there} and interested, so {keep in|retain in|stay in|maintain} regular {contact with|connection with|experience of|exposure to} recruiters, hiring managers, and former managers {to let|to allow|permit} them know you'd {love to|like to|want to|wish to} rejoin {the organization|the business|the corporation|this company} through periodic emails and calls. Let them know how you've continued {to stay|to remain|to keep|to be} sharp and savvy ("I recently contributed to on current sales technologies..." "I've been {consulting with|talking to|seeing|speaking to} several small companies {on a|on the|over a|with a} part-time basis {to help them|to assist them to|to assist them|to enable them to} increase sales and {market share|share of the market|business}...") {during your|on your|in your|within your} {time off|time off work|days off|a day off} {in ways|with techniques|in manners|in such a way} that {continue to|still|always|carry on and} highlight {your skills|your talent|your abilities} and expertise.|What seems unreal {is the|may be the|will be the|could be the} un-grasped enormity {of the|from the|with the|in the} public debt (TARP + Stimulus = $1,500,000,000,000; or $15,000 {for each|for every|for each and every|per} {of the|from the|with the|in the} 100 million US families. Such massive borrowings were easily undertaken {years ago|years back|in years past|in the past} and loaded onto America's future {by the|through the|from the|with the} government, both houses of congress and president. While the economic authorities in Washington debated {as to what|in regards to what|about what} {course of action|strategy|plan of action|plan} {to take|to consider|to adopt|to look at} (including both political parties), there seemingly was no common-sense argument, {to imagine|to assume|to visualize} the beneficial impact {of such|of these|for these|of which} {an enormous amount of|a whole lot of|quantity of} money - $15,000 per family, $4000 per individual, {if it|whether it|when it|whether or not this} spent for US {products and services|services and products|products|services}. There was no imagining {the reality|the truth|the fact|the certainty} - that such broad buying power would force the immediate {need for|requirement for|dependence on|requirement of} hiring: {sales people|sales agents|sales representatives|sales reps} and factory workers and supervisors and managers. Instead, {that money|those funds|that cash} has now {been given|received|used|gained} {to a|to some|with a|to your} relative {handful of|number of|couple of|few} individuals - {in essence|essentially|basically|in simple terms}, rewarding {the same|exactly the same|the identical|a similar} executives and owners {of the|from the|with the|in the} bailed-out institutions, whose greed and incompetence caused the national economic debacle {in the first place|to begin with|to start with|initially}.|Let's {make up|constitute|make-up|comprise} a hypothetical example {to illustrate|as one example of|as an example|for example} what Pelosi is {talking about|referring to|discussing|speaking about}. In our example, the United States {is a very|is an extremely|is definitely a|is definitely an} small town. There is a farmer {in the|within the|inside the|inside} town, {and some|plus some|and a few|and several} townspeople. One man {is out of|has run out of|no longer has sufficient|no longer has enough} work. Since this town has unemployment insurance, {the government|the federal government|the us government|government entities} {takes a|requires a|has a|needs a} {little bit of|bit of|little|amount of} money from everybody {in this|within this|on this|with this} town {to pay|to pay for|to cover|to spend} the unemployed man. He takes some of his money {and gives|and provides|and offers|and provide} it {to the|towards the|for the|on the} farmer for food, {and gives|and provides|and offers|and provide} {a little|just a little|a bit|somewhat} {to the|towards the|for the|on the} bank {to pay|to pay for|to cover|to spend} his mortgage. In this example, nothing {has been created|has been produced|has been given}. The only thing {that has|which has|which includes|containing} happened was that {a little|just a little|a bit|somewhat} money was exchanged; {we are|we're|we have been|were} {left with|playing|still having|using} {the same|exactly the same|the identical|a similar} {amount of|quantity of|level of|volume of} {goods that|products which|items that} {we had|we'd|there were|there was} before. The people that {the government|the federal government|the us government|government entities} took {the money|the cash|the amount of money|the bucks} from {to pay|to pay for|to cover|to spend} for the unemployed man's mortgage and food {would have|might have|could have|would've} spent or saved {the money|the cash|the amount of money|the bucks} {if they|when they|should they|whenever they} {had been|have been|ended up|was} {allowed to|permitted to|able to|in a position to} keep {their money|their cash|their funds|their}.|Where {are the|would be the|will be the|include the} business leaders and where are our elected officials? Americans are {sick of|tired of|fed up with|sick and tired of} the democrats vs. republican shit; our country {is going|is certainly going|goes|will go} {down the|on the|along the|around the} toilet. We need solutions not speeches and grand standing. I feel absolutely terrible {for the|for that|for your|to the} brave Soldiers of Iraq and Afghanistan, {some of|a number of|a few of|several of} whom {have come|came|attended} home {after years|after many years|after a period} of sacrifice {to find out|to discover|to learn|to determine} {that they have|they have|they've|they may have} {no way|not a way|absolutely no way|no chance} to earn {a decent|a good|a significant|a considerable} living. Many of our Soldiers are barely {getting by|barely making it|making it}, {a huge number|a wide array|a ton|and endless choice} are homeless. What a travesty, {what a|such a|exactly what a|that of a} shame!!!|Paul writes in verse {that if|when|that when|if} that being content {we have|we now have|we've|we've got} already achieved richness. Why do {you need|you'll need|you will need|you may need} ore money when {all your|all of your|your entire|your} needs {have been|happen to be|are already|are actually} met? How much more money do {you need|you'll need|you will need|you may need} to be happy if {all your|all of your|your entire|your} needs {have been|happen to be|are already|are actually} met? Think about this {for a moment|as it were|if you'll|for just a moment} {because the|since the|as the|for the reason that} money {that you|that you simply|which you|that you just} spend the deeper {in debt|indebted|with debt|in financial trouble} {you become|you feel|you then become|you in turn become}. I know this {to be true|to be real|really was|actually was} because I have lived it. The more {you have|you've|you've got|you might have} makes loose perspective and control, {and you|and also you|and you also|so you} spend {your money|your hard earned money|your cash|your dollars} {on what|on which|about what|on the} {you really|you actually|you truly|you undoubtedly} {don't need|have no need for|do not require|don't require}.|As far as {the causes of|what causes|the sources of|the cause of} industrial unemployment {are concerned|are worried|are involved|have concerns}, firstly our industrial {system is|product is|method is|strategy is} {unable to|not able to|struggling to|can not} absorb the growing population, {because the|since the|as the|for the reason that} industrial development {is not|isn't|just isn't|is just not} commensurate either {with the|using the|with all the|while using} vast resources {of the country|of the nation|of the united states} or {with the|using the|with all the|while using} {growth of|development of|expansion of|increase of} its population. Secondly, {the location|the place|the positioning|the venue} of industries is defective and uneconomic. There is overcrowding {in certain|in a few|in some|using} areas {which results in|which leads to|which ends up in} {the rise|an upswing|the increase} of {cost of|price of|expense of|tariff of} production. If the geographic distribution {of the|from the|with the|in the} industries {had been|have been|ended up|was} rationally planned, {the industrial|the economic|the commercial} structure {would have|might have|could have|would've} been {more economical|cheaper|less expensive} {and its|and it is|and its particular|as well as} {capacity for|convenience of|ease of} employment {would have|might have|could have|would've} increased tremendously. Thirdly, the periodic occurrence of depressions {in the industry|in the market|on the market|in the marketplace} {brings about|leads to|results in|will cause} unemployment. Fourthly, the export industries {have not been|haven't been|weren't|are not} {able to maintain|able to keep|capable of maintaining} their {hold on|hang on|hold on tight|wait} foreign markets. Thus {there has been|there's been|there is|there was} a {decrease in|reduction in|decline in|loss of} employment {in the|within the|inside the|inside} export industries {which is|that is|which can be|that's} transmitted {to other|with other|along with other|with} industrial sectors.| Independenc

Everyone {wants to|really wants to|desires to|would like to} be independent. However, {the likelihood|the chance|the reality} {that you|that you simply|which you|that you just} felt independent {on your|in your|on your own|on the} job {is very|is extremely|is quite|is incredibly} slim. You may have hated {your job|your work|your task|your career}, and {wanted to|desired to|wished to|planned to} {find a way|discover a way|find a method|have the option} {out of it|from it|from the jawhorse}. Conversely, {you may have|you might have|you could have|maybe you have} loved {your job|your work|your task|your career}, but wanted {a whole lot more|much more|more|a lot more}. Yet, {there was|there is|there was clearly|there were} {no way|not a way|absolutely no way|no chance} {that you|that you simply|which you|that you just} were going to leave the {sense of|feeling of|a feeling of|a sense} security behind. Unfortunately, now {that you|that you simply|which you|that you just}'ve lost {your job|your work|your task|your career}, the {sense of|feeling of|a feeling of|a sense} security {went with|opted for|chose|selected} it. You might have even {asked for|requested|called for|wanted} God's help, {but yet|and yet|yet somehow|only} had no idea {that the|the|how the|that this} only alternative that God could offer was {for you to|that you should|so that you can|that you can} lose {your job|your work|your task|your career}. So, today you can thank God for {helping you|assisting you|assisting you to|letting you} regain your independence.|In a healthy market the shadow inventory absorption {is about|is all about|is approximately|is around} 20 months. I read {a report|a study|a written report|an investigation} today that puts it at 44 months {as of|by|at the time of|since} {the end|the finish|the conclusion|the final} {of the|from the|with the|in the} 3rd quarter 2010 {to the|towards the|for the|on the} tune of $450 Billion. Yes, {that is|that's|which is|that is certainly} {with a|having a|using a|which has a} huge capital B. As we know foreclosure were on hold {a bit|a little|somewhat|a lttle bit} {in the|within the|inside the|inside} 4th quarter {due to|because of|as a result of|on account of} foreclosure gate so {in the|within the|inside the|inside} first {half of|1 / 2 of|50 % of|half} 2011 {it will|it'll|it's going to|it is going to} climb.|The concept that {you cannot|you can't|you can not|you are unable to} collect both benefits {at the same time|simultaneously|concurrently|as well} {comes from|originates from|arises from|emanates from} {past history|past record|track record} when indeed, {you could|you can|you might|you may} not collect both. SS {is a|is really a|can be a|is often a} federal program and unemployment compensation {is a|is really a|can be a|is often a} state program. Years ago, a federal law required states to offset unemployment benefits by part or {all of the|all the|every one of the|each of the} Social Security {that a|that the|a|which a} person was receiving. Fortunately, the federal law was changed {to allow|to permit|allowing|to allow for} individual states {to make the decision|to make a decision|to consider|decide} how this offset is handled.|The combination {of the|from the|with the|in the} {removal of|elimination of|removing|eliminating} Child Benefit for households with one earner on 40% tax {will be|is going to be|will probably be|will likely be} compounded by moves {to lower|to reduce|to lessen|in order to reduce} the threshold {for those who|for individuals who|for many who|in case you} {benefit from|take advantage of|reap the benefits of|make use of} Tax Credits. However the real crunch {will come in|will be|comes in|comes into play} 2012 for families with children {who are|who're|that are|who will be} entering university {for the first time|the very first time|the first time|initially}. They {will be|is going to be|will probably be|will likely be} hit {by the|through the|from the|with the} planned tripling of university tuition fees.|There are, {of course|obviously|needless to say|naturally}, those websites {that claim|claiming|which claim} {you can make|you may make|you possibly can make|you can create} $150 {per hour|each hour|hourly|by the hour}, {but the|however the|nevertheless the|though the} {reality is|the truth is|the fact is|truth is} {that it|it|which it|who's} likely won't happen. Those {big money|big bucks|a lot of money|lots of money} surveys {are often|in many cases are|tend to be|will often be} {referred to as|known as|called|termed as} focus groups or paid studies, {and they|plus they|and so they|and they also} don't choose {very many|lots of|the greatest|developed solid relationships .} {people to|individuals to|visitors to|website visitors to} participate. Additionally, {you have to|you need to|you must|you will need to} fit their demographic {needs to|must|has to|should} a tee, so {there is a|there's a|there exists a|you will find there's} {good chance|pretty good possibility|good possibility|pretty good chance} {you won't|you will not|you may not|you'll not} see {many of those|a lot of those|a lot of|more and more} {in a year|each year|every year}, {much less|a smaller amount|a lot less|significantly less} {in a week|per week|in one week}.|I realize {the law|what the law states|regulations|legislation} {can vary|can differ|may differ|may vary} {from state to state|among states|between states}, so I {must be|should be|has to be|have to be} careful here about my generalizations. Keeping this {in mind|in your mind|at heart|planned}, generally {employees are|workers are|personnel are|staff is} {eligible for|entitled to|qualified to receive|qualified to apply for} unemployment benefits {only if|only when|as long as|provided that} {they are|they're|they may be|these are} {out of work|unemployed|underemployed|needing work} through no fault {of their own|that belongs to them|of their very own}. So when {it comes to|you are looking at|looking at|you are looking for} employees and unemployment claims, {the good news is|the good thing is|fortunately|thankfully} {that you are|that you're|that you will be|you are} generally off the hook {if your|in case your|if the|should your} employee {has done|has been doing|did|is doing} {any of the following|the following|any of these|these things}:|Whether {jobs are|tasks are|effort is|efforts are} lost {because of the|due to the|as a result of|due to} economy {or not|or otherwise|or otherwise not|you aren't}, {you need to get|you need|you ought to get|you should get} over it {and start|and begin|and commence|and initiate} fresh. First, {you will be|you'll be|you will end up|you may be} in shock or denial, and then you {will get|can get|are certain to get|is certain to get} angry. After that, {you will|you'll|you may|you are going to} {accept that|believe that|take on that|realize that} {you have|you've|you've got|you might have} lost your job, which {will get|can get|are certain to get|is certain to get} you started in {looking for a|searching for a|hunting for a|trying to find a} {new one|brand new one|another one|an alternative one}. You have a lot {to offer the|to give the|to own|to get the} right company {as long as you|so long as you|if you|providing you} {are willing to|are prepared to|are able to|are going to} {show off|showcase|flaunt|exhibit} {your skills|your talent|your abilities}. Don't think {that you don't|you don't|you do not|that you do not} have something {to give|to provide|to offer|to present} or {that you are|that you're|that you will be|you are} worthless {because a|just because a|must be|want .} company laid you off. You are valuable. You just need to {find the|discover the|get the|obtain the} place that values you.|- In an article {from the|in the|from your|through the} April 29, 2011 issue {of the|from the|with the|in the} The Week magazine, it reported {that the|the|how the|that this} U.S. Postal Service has admitted {that a|that the|a|which a} special stamp to honor the 125th anniversary {of the|from the|with the|in the} Statue of Liberty used not {an image|a picture|a graphic|a photo} {from the|in the|from your|through the} real Statue of Liberty in New York but mistakenly used {an image|a picture|a graphic|a photo} {from the|in the|from your|through the} Statue of Liberty replica {in the|within the|inside the|inside} New York-New York casino in Las Vegas. The mistake was noticed after untold {millions of|an incredible number of|countless|numerous} stamps, {with the|using the|with all the|while using} wrong image, had {already been|recently been|been recently|also been} printed

{Rule #2: Trusting the negative events as giftsNegative events {can be|could be|may be|might be} devastating {depending upon|based upon|dependant on|based on} our personal experiences, {and they|plus they|and so they|and they also} {can sometimes|can occasionally|will often|can on occasion} lead {a person to|someone to|you to|one to} conclude {that it was not|that it hadn't been|otherwise} {meant to|designed to|supposed to|intended to} happen. When looking at {a failure|failing|an inability|a dysfunction}, {a person may|you might|chances are you'll} {make it|allow it to be|ensure it is|help it become} mean something about them. Or, {they may|they might|they could|they will often} {feel that|believe|believe that|think} the external factors were to blame {for how|based on how|for the way|depending on how} it {turned out|ended up|proved}. No matter what {the event|the big event|the wedding|case} {there is something|there's something|there will be something|there's} good to be considered. You may be {reading this|looking over this|scanning this|reading this article} and think {this is|this really is|this can be|that is} somewhat absurd. You may be {asking yourself|wondering|thinking about|questioning}, "How can I think {there is something|there's something|there will be something|there's} good that comes {from a|from the|from your|coming from a} negative event? What's the lesson there?"|The next step {you need to|you have to|you should|you'll want to} take {is to|would be to|is always to|is usually to} assess {your skills|your talent|your abilities}, or should I say to reassess them. When in {a new|a brand new|a fresh|a whole new} environment, {you must know|you must understand|you must learn|you must realise} what tools {you have|you've|you've got|you might have} {that will assist you|that will help you|to assist you} and {help you|assist you to|enable you to|allow you to} succeed, so {in your|inside your|within your|with your} {new world|" new world "|marketplace} {of being|to be|for being} unemployed {you must|you have to|you need to|you should} adjust. Take the skills you acquired {through your|using your|via your} work and apply {them to|these phones|these to|the crooks to} this new {area of|section of|part of|division of} unemployment {and see|and find out|to see|and discover} {what can|so what can|exactly what can|exactly what do} {be made|be produced|be manufactured|be generated} {of it|from it|than it|of computer
|Why {of course|obviously|needless to say|naturally}, China! The same "investment" strategy worked very well in Germany and Japan, our enemies, so China {would be|could be|will be|can be} "a piece of cake." Thanks to President Nixon's early efforts, {and the|and also the|as well as the|along with the} subsequent birth {of the|from the|with the|in the} New World Order, {and many|and several|and lots of|and a lot of} other deals, American Business was FREE {at last|finally|eventually|at long last} - in China! So, {returning to|going back to|time for|here we are at} {the first|the very first|the initial|the 1st} point: will America ever regain its jobs, especially its manufacturing jobs? This is the question {of the|from the|with the|in the} week, {but in|however in|in|but also in} actuality {it is the|it's the|oahu is the|it does not take} question {of the|from the|with the|in the} {last few|previous couple of|most recent} decades. And this {question is|real question is|question for you is} the mere seed for countless questions that grow and branch {off from|removed from|faraway from|far from} it, into {even more|much more|a lot more|more} questions, which {as you are|when you are|while|since you are} {beginning to|starting to|start to|starting out} think: {there will be|you will see|you will have|there'll be} {too many|a lot of|way too many|lots of} questions, {but will|and can|and often will} there be answers, {and finally|and lastly|last but not least|lastly} this seems really complex! I need an aspirin and/or a martini, now!|Before you {opt for|go for|choose|select} {an insurance|an insurance coverage|a coverage} cover, {find out what|discover what|uncover what|find what} {are the|would be the|will be the|include the} limits {of the|from the|with the|in the} policy. Every policy {will have|may have|could have|can have} {a certain|a particular|a specific|some} limitation {up to|as much as|approximately|around} {which they|that they|that they can|they will} {pay you|pay out|pay out the comission|purchase from you}. If you are {aware of|conscious of|mindful of|alert to} {up to|as much as|approximately|around} what extent your loan {will be|is going to be|will probably be|will likely be} covered {in times of|when in|during times of|much more} redundancy, you {will be|is going to be|will probably be|will likely be} able {to make a|to create a|to

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